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Continue reading →: Getting Married? How to Combine Finances the Smart Way
Getting married brings excitement, connection, and shared plans for the future. It also brings one of the most important—and often avoided—conversations couples will have: how to combine finances. Money doesn’t need to be a source of conflict, but without clarity, it often becomes one. Combining finances “the smart way” isn’t…
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Continue reading →: Insurance You Need in Your 20s, 30s, 40s, and Beyond
Insurance needs change as life changes. What makes sense at one stage of life may be unnecessary—or insufficient—at another. One of the biggest mistakes people make is assuming insurance is either something to worry about “later” or something that never needs updating. The reality is simpler: insurance should evolve as…
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Continue reading →: Money Made Simple: Our Philosophy on Smart Financial Decisions
Smart financial decisions aren’t about being perfect with money. They’re about feeling confident, calm, and clear—even when life changes. Yet for many people, financial advice feels overwhelming, contradictory, or out of touch with real life. The result is often hesitation instead of progress. Money Made Simple was created to change…
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Continue reading →: How Much Life Insurance Do You Actually Need?
One of the most common questions people ask about life insurance is also one of the most stressful. “How much do I actually need?” The reason this question feels overwhelming is because it’s often answered with calculators, multipliers, or intimidating formulas. While those tools can be helpful, they don’t always…
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Continue reading →: Term vs Whole Life Insurance: Explained in Plain English
Few financial topics create as much confusion as the difference between term and whole life insurance. Most adults have heard the terms, but many don’t feel confident explaining what they actually mean—or knowing which one makes sense for their own life. The confusion usually isn’t because the concepts are difficult.…
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Continue reading →: Why Insurance Is the Foundation of Financial Security
When people think about financial security, they often focus on budgeting, saving, or investing. While those are all important, there is one foundational element that supports everything else—and it’s often overlooked: Insurance. Insurance is not about pessimism or fear. It is about preparation. Without proper insurance in place, even the…
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Continue reading →: Insurance 101: What Every Adult Needs to Understand
Insurance is one of those topics most adults know they should understand—but rarely feel confident about. It’s often introduced through paperwork, pressure, or fine print, rather than through clear explanations. As a result, many people either avoid insurance entirely or purchase coverage they don’t fully understand. Neither approach leads to…
Hello,
I’m Debbie
an Alberta-licensed financial and insurance advisor and the creator of Money Made Simple. I’m passionate about helping Canadians understand money, insurance, and financial protection in a clear, empowering, and stress-free way. I believe smart financial decisions don’t have to be complicated—just well explained.
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